TERMS OF SERVICE
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D.H. Smith Agency, LLC
Effective Date: 8/15/2022
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1. Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms of Service.
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2. Services Provided
D.H. Smith Agency, LLC provides:
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Insurance consultation services
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Life insurance, annuities, and financial product guidance
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Financial education and planning support
We do not guarantee approval for any insurance or financial product.
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3. No Financial or Legal Advice
Information provided on this website is for educational purposes only and should not be considered legal, tax, or financial advice.
You should consult:
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A licensed financial advisor
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Tax professional
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Attorney
4. User Responsibilities
You agree to:
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Provide accurate and truthful information
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Use the website only for lawful purposes
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Not misuse, copy, or exploit website content
5. Intellectual Property
All content on this website (text, branding, logos, materials) is the property of D.H. Smith Agency, LLC and may not be used without permission.
6. Limitation of Liability
D.H. Smith Agency, LLC is not liable for:
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Any financial decisions made based on website information
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Errors or omissions in content
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Service interruptions or website issues
7. Third-Party Services
We may connect you with third-party providers. We are not responsible for their services, policies, or actions.
8. Privacy
Your use of this website is also governed by our Privacy Policy.
9. Termination
We reserve the right to terminate or restrict access to the website at any time without notice.
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10. Governing Law
These Terms shall be governed by the laws of the State of Georgia.
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11. Changes to Terms
We may update these Terms at any time. Continued use of the website constitutes acceptance of those changes.
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12. Contact
D.H. Smith Agency, LLC
950 Eagles Landing Pkwy. #799
Stockbridge GA 30281
dsmith@dhsmithagency.com
800-688-1295